Terms and Conditions for the December Investment Contest

Introduction

These Terms and Conditions ("Terms") govern participation in the December Investment Contest ("Contest") organized by Alpian SA ("Alpian"). By participating in the Contest, entrants agree to be bound by these Terms.

Eligibility

The Contest is open to both non-clients and existing clients of Alpian, subject to compliance with all applicable Swiss laws and regulations.

• Non-Clients: Must open a free Alpian account using the code DECCON and make an initial transfer of CHF 2,000, which must remain in the account for at least 24 hours to qualify for entry.

• Clients: Existing clients must start investing in any of Alpian’s investment solutions or add at least CHF 2,000 to their existing investments during the Contest period to qualify for entry.

Contest period

The Contest runs from 1st December to 31st December 2024. Alpian reserves the right to modify or terminate the Contest at its discretion, in accordance with these Terms.

Rewards

Each week during the Contest, one winner will be randomly selected from the pool of eligible new clients and eligible existing clients who have met the participation requirements. The rewards are as follows:

• Non-Clients: The winner will receive a funded ETF savings plan valued at CHF 2,000.

• Clients: The winner will receive an additional CHF 2,000 credited to their existing Alpian investments.

Audit and verification

Alpian reserves the right to audit any and all entries to ensure compliance with the terms. Entries that do not comply, or use fraudulent methods will be disqualified.

Disqualification

Participants found attempting to circumvent the contest rules or engage in any form of misconduct relating to the contest will be disqualified and may face further actions.

Random drawing

Winners will be selected through a random drawing process from all eligible entries. This process is conducted with oversight to ensure fairness and impartiality.

Prize withdrawal

Alpian reserves the right to withdraw or reclaim any prize awarded if the winner is found to have violated any contest rules prior to receiving the prize.

Conditions for reward

• Participation does not guarantee a reward. Each participant is eligible to win only once during the Contest.

• All conditions for participation must be maintained throughout the Contest period to remain eligible for the weekly draws.

Information sharing disclaimer

By participating, entrants acknowledge that Alpian may share necessary information for the administration of the Contest with relevant parties. No specific financial details will be shared beyond what is necessary for contest administration.

Limitation of liability

Alpian will not be liable for any losses or damages resulting from participation in the Contest or from receiving and using the reward, except where such liability cannot be legally excluded.

Modification and termination

Alpian may alter or discontinue the Contest at any time, subject to applicable laws.

No correspondence

No correspondence will be entered into regarding the Contest mechanics or reward distribution, except as explicitly outlined in these Terms.

Governing law

These Terms are governed by the laws of Switzerland. Any disputes related to the Contest will be subject to the exclusive jurisdiction of the Swiss courts.

Contact information

Questions or concerns about the Contest should be directed to Alpian's marketing team at marketing@alpian.com.

Final provisions

These Terms constitute the complete agreement between the parties concerning the Contest. If any provision is deemed invalid or unenforceable, the remaining provisions shall remain in effect.