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Start investing for your future
Performance-driven
Curated ETFs, optimised for growth.
Affordable
Only 0,75% p.a., fully transparent.
Simple
Start investing from CHF 2'000.
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Invest your way
Get a personalized portfolio built with ETFs selected for performance, guided by experts, and with the flexibility to invest at your own pace.
Personalised portfolios
Our technology builds portfolios around your goals, keeping investing simple and effective.
Daily optimisation
Portfolios are automatically adjusted in line with your strategy.
Free financial advice
Expert guidance whenever you need it, free of charge.
Recurring investments
Set up automatic contributions and grow your wealth consistently.
Curated ETFs
Selected to ensure diversification, balanced risk, and strong performance.
3 ways to invest
Select from 3 mandates, managed or advisory, always with Alpian by your side.
Advisor on demand
Book a video call with a dedicated wealth advisor. Get personalised advice regarding your investments or answers to any financial question, in English, French, German, or Italian.
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Hi Michel,
I have questions about saving more each month to possibly buy a home in 3-4 years.
Let's talk! I'll look at your financial profile and book a quick sync to chat strategy.
Which investment plan is right for you?
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Why investing matters
Your money shouldn’t sit still. Alpian manages it efficiently with a clear focus on long-term performance.
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Financial independence
Start investing early and move closer to financial independence faster.
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Beating inflation
Protect your lifestyle by ensuring your money grows faster than inflation.
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Building legacy
From education to generational wealth, investing extends your impact beyond today.
Alpian works exclusively with ETFs, investment funds that bundle multiple assets like stocks, bonds, or commodities. ETFs provide broad diversification, helping you capture market growth while staying resilient during volatility.
We select ETFs based on historical performance, reputation, and liquidity. Our curated universe includes:
Equities
Switzerland
US
Europe
Asia ex-Japan
Emerging markets
Fixed income
Global government bonds
Swiss government bonds
Corporate investment-grade bonds
High-yield bonds
Money markets bonds
Alternative investments
Commodities
Precious metals
Cryptocurrencies
Thematic investments
Specific countries (China, India, etc.)
Niche sectors (AI, healthcare, etc.)
Social progress and environment
Performance of +16,50%*
Our balanced portfolio has delivered +16,50% net since inception, ranking in Switzerland’s top 20%.
4.5 stars rating on App store
Top 3 Swiss Neobanks
Comparison of costs - Account and card
Bronze award
Neobanks & Fintech Players
Ready to invest?
Open a free account and start investing in just a few taps.
Conditions and services
Security
Alpian, as a bank supervised by FINMA, offers the suite of protections and safeguards inherent to Swiss banks. The protection of your wealth and personal information is our utmost priority.
Account opening
You need an Alpian account to start investing. Alpian integrates everyday banking with investment services in one app. Once you open an account, it serves as a hub for both your banking and investing needs, simplifying your financial management.
To open an account with Alpian, begin by downloading the app, available for both iOS and Android devices. During the sign-up process, you will be asked to provide some personal information and complete a quick ID verification to ensure security and compliance.
Eligibility requirements: You must hold a valid Swiss residence permit and provide an original, valid passport or national ID. Please note that photocopies will not be accepted.
Activating your account: The final step to activate your account involves making a deposit that must come from a bank account registered in your name at a licensed bank located either in Switzerland or a FATF country.
Important: Because of FINMA regulations, deposits from neo-banks and financial platforms that do not hold a banking license such as Neon, PayPal, Revolut, Yuh, or Wise are not accepted.
Contact
At Alpian, you have the freedom to book unlimited sessions with our wealth advisors. We understand the importance of readily available financial guidance, so our advisors are available to you whenever you need them.
Withdrawal
There are no lock-in periods with your investments at Alpian. You can access your funds anytime, with liquidation typically occurring within two working days after your request.
When you request a withdrawal or close an investment mandate:
For Managed / Essentials mandates: Orders are executed during the next rebalancing.
For Guided: Orders are executed at the next investment cut-off (around midday) after you submit them.
Please note that it takes 2 working days for trades to settle (the exchange of the instrument for cash with our broker). Once settled, the cash will be available to you.
Performance
*Performance based on Alpian’s Balanced Portfolio (40–60% equity allocation) from 31.12.2022 to 31.07.2025, net of fees. Source: Alpian, Performance Watcher. Past performance is not a reliable indicator of future results.
Frequently asked questions
How soon can I start investing after I deposit funds?
Once you deposit funds into your Alpian account, the investment process depends on the mandate you have chosen:
Managed by Alpian and Managed by Alpian Essentials: Your funds are typically invested at the next rebalancing session, which occurs every weekday morning when financial markets are open. Please note that rebalancing does not occur on weekends or public holidays.
Guided by Alpian: After depositing funds, you need to submit your investment orders yourself. These orders are processed at the next investment cut-off, with all transactions being grouped and executed around midday.
Unlike traditional and private banks, which often involve cumbersome paperwork and in-person meetings, our streamlined approach makes it easy for you to get started.
Where are my investments held?
Your investments are securely stored in a personal account at Interactive Brokers. This independent custodian arrangement ensures that your assets are safe and accessible at any time, while you benefit from our expert management.
Are my investments hedged, and why?
Yes, our portfolios are primarily hedged in Swiss francs. This hedging strategy effectively reduces currency risk, providing greater stability, especially for Swiss investors. Unlike many competitors, whose performance can fluctuate significantly with currency movements—such as when the euro fluctuates—our approach helps ensure a more stable investment experience for you.
How does Alpian's wealth management approach differ from traditional private banking?
Alpian combines digital tools with experienced wealth managers to provide a modern and efficient wealth management experience. We offer customisable investment strategies, transparent pricing, and a focus on client satisfaction, which is a departure from traditional private banking practices.
How does Alpian handle kickbacks and retrocessions?
At Alpian, we prioritise integrity and transparency. We adhere strictly to a policy of not accepting any compensation from third parties that could influence our service to our clients. In exceptional cases where such compensation is unavoidable, we pass the full amount directly to you.
Our collaboration with external advisors, including entities within the Intesa Sanpaolo Group, is conducted with the utmost respect for these principles. We remain exclusively responsible for all investment decisions made as part of our discretionary portfolio management services, as well as for all our investment recommendations. This ensures that our advice is always objective, transparent, and tailored to your unique financial goals and needs.
How can I learn more about investing?
On our blog, you’ll find a comprehensive selection of investment articles, videos, and podcasts, along with a two-season email series designed specifically for beginner investors.