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Comparison table

radicant - Alpian

Banking

radicant Alpian
Account feesCHF 0 (including 2 accounts in CHF and 1 account in EUR)CHF 0 (including 1 account in CHF, EUR, USD, and GPB)
Virtual cards Free Free
Physical Card CHF 15 with travel insurance CHF 60 / CHF 0 if member of the Signature plan. The card is valid for 5 years
TWINT Yes TWINT Prepaid
ebill YesYes
Alternative payment methods Apple pay, Google pay, Samsung, Fidesmo, Fitbit, Garmin, Swatch Pay Apple pay, Google pay, other will be added in 2026
Savings account -Interest paid monthly, capital always available
Interest on CHF 0,10% 0,01% if balance below CHF 125'000 / 0,10% if balance above CHF 125'000 (Interest is credited every month, calculated annually.)
Interest on EUR 0,50% up to 250'000 0,75% up to 500'000 (Interest is credited every month, calculated annually.)
Interest on USD - 1,0% up to 500'000 (Interest is credited every month, calculated annually.)
Cashback 0,25% / 1,0% Cash back for member of the Signature plan (0,1%)
FX mark up 0,90% 0,20%
SEPA payment FreeFree
USD payment 0,90% (FX) Free in zone / CHF 7 outside zone
GBP Payment 0,90% (FX) Free in zone / CHF 7 outside zone
Fee for card payment in foreign currencies 0% 0% if balance available in the payment currency, 0,20% otherwise
ATM withdrawal in Switzerland (CHF) 12 per year for free, then CHF 2 per withdrawal CHF 2 per withdrawal
ATM withdrawal in Switzerland (EUR) CHF 5 EUR 5, USD 5, GBP 5
ATM withdrawal abroad (local currency) CHF 2 2,50% of the transaction
Replace physical card if lost or stolen CHF 20 CHF 60
Block/unblock card through client service CHF 20 CHF 0
Docubox CHF 0 -
E-tax yes coming in 2026

Investments

Radicant Alpian
Minimum investment CHF 1’000 CHF 2’000
Total costs for mandates
< CHF 25'000 0,85% - 0,92% (promotion), 1,30% - 1,37% (regular)0,625% (promotion 2026), 0,75% (0,69% Signature)
CHF 25'000 - 100'000 0,80% - 0,87% (promotion), 1,20% - 1,27% (regular)0,625% (promotion 2026), 0,75% (0,69% Signature)
CHF 100'000 - 250'000 0,725% - 0,795% (promotion), 1,05% - 1,12% (regular)0,625% (promotion 2026), 0,75% (0,69% Signature)
CHF 250'000 - 300'000 0,65% - 0,72% (promotion), 0,90% - 0,97% (regular)0,625% (promotion 2026), 0,75% (0,69% Signature)
CHF 300'000 - 500'000 0,65% - 0,72% (promotion), 0,90% - 0,97% (regular)0,55% (promotion 2026), 0,75% (0,60% Signature)
> CHF 500'000 0,65% - 0,72% (promotion), 0,90% - 0,97% (regular)0,50% (promotion 2026), 0,75% (0,50% Signature)

Retirement

Radicant Alpian
3A cash Free-
3A investment 0,85% - 0,92% From CHF 1'0000,75% From CHF 300
Vested benefits -Coming soon

Customer service

Radicant Alpian
Email to client service FreeFree
Chat -Free
Call to client service CHF 0,08 per minute Free (only through appointment or callback, no inbound)
Video calls / RM -Free
Inquiries CHF 25 per 15 minutes of effort CHF 30 per 15 minutes of effort

Additional services

Radicant Alpian
American Express- Amex platinum (50% off the first year fees + CHF 200 Alpian Bonus + 75'000 points) Amex gold (50% off the first year fees + CHF 50 Alpian Bonus + 45'000 points)
First caution -15% on your rental guarantee
Groupe plus -Mortgage financing, fiduciary financing and tax and legal services
Milenia-Personal loans
Additional Urban pass Splintinvest, airalo, proton, hotelcard, Care, Carify, Bucherer, Mercedes, …

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