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Your Swiss bank account is ready
Receive CHF 85 + CHF 50 investment fee credit with the code PIRATX.
Multi-currency
Enjoy an account with one IBAN in CHF, EUR, GBP, and USD.
Best FX rates
Get exchange rates up to 10x better than traditional banks.
Free of charge
Your Alpian account comes free of charge, with no monthly fees.
All the advantages for your everyday banking
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Multi-currency account
Hold CHF, EUR, USD, and GBP to pay and transfer without conversion fees.
eBill
Pay your invoices online directly from your Alpian app. No more paper, no more delays.
QR code payment
Settle bills fast by scanning QR codes directly in the app.
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TWINT Prepaid
Pay easily online or in-store with TWINT.
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Alpian Direct
Send and receive money instantly with other Alpian clients. 24/7.
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Apple Pay and Google Pay
Add your Alpian card to your phone and pay with just a tap.
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Metal card
A metal card that combines security, style, and four currencies in one.
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Virtual cards
Instantly create up to 5 free multicurrency cards for safe shopping worldwide
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Savings account
Grow your money and keep your funds accessible.
Spend abroad like a local
Use 160+ currencies worldwide and access exchange rates up to 10× better than the market.
Please note that currency exchange rates on our website are updated periodically and may not reflect real-time values. For up-to-the-minute rates, refer to our mobile app, where updates occur in real-time. The information provided is for reference only and not intended for trading decisions. Exchange rates may vary, and we cannot guarantee their accuracy at any given time due to potential delays and market changes. By accessing our services, you acknowledge the possibility of discrepancies between displayed and actual transaction rates. We advise users to verify current rates independently before any currency exchange activities. This notice is in accordance with Swiss regulations to ensure user awareness and transparency.
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Invest your way
Get a personalized portfolio built with ETFs selected for performance, guided by experts, and with the flexibility to invest at your own pace.
Which investment plan is right for you?
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Certified wealth advisor
Questions about investing your wealth?
Our wealth advisors are here to help you find the right solution for your needs.
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Start your journey with Alpian
Open your free bank account in 5 minutes and receive a CHF 85 welcome bonus and CHF 50 investment fee credit with the code PIRATX.
*To benefit from this preferential condition, a minimum deposit of 500 CHF is required at account activation. The bonus will be credited within 45 days.
Open your account now
Download the Alpian app and open your account for free in under 5 minutes.
Frequently asked questions
What do I need to open a bank account?
You only need to download the Alpian app and complete a sign up process of less than 10 minutes. During this process, you'll need a valid and original passport or Swiss national ID. A work permit is not allowed. After the account is open, make a first deposit of any amount to activate it.
How can we offer such low exchange rates?
High fees for paying and withdrawing money abroad can be frustrating. Alpian puts an end to exorbitant commissions and unfavourable rates by offering foreign exchange capabilities at one of the lowest fees in the Swiss market: 0,20%. This fee isn't about making a profit; it simply covers the exchange process. At Alpian, we're committed to transparency in pricing – we only charge you when a service demands our expert touch.
How do I get the CHF 85 welcome bonus?
Open your free Alpian account in 5 minutes, enter the code PIRATX at sign-up, then make a first deposit of at least CHF 500. The bonus is credited within 45 days.
How does the CHF 50 investment fee credit work?
It's activated automatically with the code PIRATX. To benefit from it, you need to start investing within 6 months of opening your account.
Does the CHF 500 deposit need to stay in my account?
No. The CHF 500 is a one-time deposit requirement to unlock the bonus, there's no lock-in period. You're free to use your funds afterwards.
This offer is exclusively reserved for Preispirat clients and is valid until July 31, 2026. It is open to Swiss residents aged 18 and over only. Alpian reserves the right to modify, suspend, or withdraw this offer at any time, without prior notice. Terms and conditions apply.