Pricing
Pricing conditions effective from February 15, 2026
Bank account
Multi-currency bank account
Free
Virtual cards
Free
Investment solutions (Standard Plan)
Standard plan rate
0.75% per year
"Essentials" starting amount
CHF 2'000
"Managed" starting amount
CHF 30'000
"Guided" starting amount
CHF 10'000
Investment solutions (Signature Plan)
Up to CHF 300’000 invested
0.69% per year
From CHF 300’000 to 500’000 invested
0.60% per year
From CHF 500’000 invested
0.50% per year
"Essentials" starting amount
CHF 2'000
"Managed" starting amount
CHF 30'000
"Guided" starting amount
CHF 10'000
The fee thresholds apply separately to each mandate
Pillar 3a
Management fee
0.60% per year
Launch offer for the first 1'000 clients
0% until 31.12.2026
Signature
Visa metal car
Free
Banking
Banking relationship
Account opening and closing
Free
Debit card
Visa metal card
CHF 60, upon request
Visa Metal card replacement
CHF 60, upon request
ATM withdrawal – CHF within Switzerland
CHF 2
ATM withdrawal - EUR, USD, GBP within Switzerland
EUR 5, USD 5, GBP 5
ATM withdrawal outside Switzerland
2.5% of the transaction amount
Transaction in CHF, EUR, USD, GBP
Free
Transactions in any other eligible currency
Visa exchange rate
Incoming transfer
CHF, EUR, USD, GBP
Free
Outgoing transfer
CHF, USD, GBP within the currency zone
Free
CHF, USD, GBP outside the currency zone
CHF 7
EUR (SEPA or other) Eurozone + Switzerland
Free
EUR (SEPA or other) outside Eurozone or Switzerland
CHF 7
AUD DKK NOK PLN SEK CAD CZK HUF RON SGD within the currency zone
CHF 2
AUD DKK NOK PLN SEK CAD CZK HUF RON SGD outside the currency zone
CHF 7
Other eligible currencies
CHF 7
Currency exchange
FX markup weekdays
0.2%
FX markup weekends
0.5%
Interest rates on CHF deposits
All balances
0%
Interest rates on EUR deposits
First EUR 10'000
0%
Portion between EUR 10'000 and EUR 500'000
0.75%
Portion above EUR 500'000
0%
Interest rates on USD deposits
First USD 10'000
0%
Portion between USD 10'000 and USD 500'000
1%
Portion above USD 500'000
0%
Interest rates on GBP deposits
All balances
0%
Saving
Interest rates on CHF savings account
In case of account balance below CHF 125'000
0.01% on the full account balance
In case of account balance above CHF 125'000
0.10% on the full account balance
In case of negative balance on the account, the bank charges a negative interest fee of 5% p.a.
Investment
Other costs & services
Custody service
Free
Transactions
Free
Deposits and withdrawals
Free
Closure of a mandate
Free
Wealth Advisor consultations
Free, unlimited
Swiss stamp tax duty
0.075% / 0.15% of the transaction value
Market costs
The trading of securities entails market costs due to the difference between the asking price and the bid price (bid-ask spread) and due to exchanges of currencies (FX mark-up).
Product costs (TER)
Investment management fees are deducted by the ETF or fund companies Alpian is working with. The TER depends on the securities selected in our mandates and may be found in the app.
You can begin right now
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