Multi-currency & Secure by nature
Every Alpian account comes with a multi-currency account (CHF, EUR, GBP, USD) — all connected under a single IBAN. As a licensed Swiss bank, your CHF deposits held at Alpian are insured up to CHF 100,000. Alpian stores its clients' CHF deposits at the Swiss National Bank, ensuring the safety and security of these deposits. Alpian offers an interest rate of 1% on CHF deposits up to CHF 50,000. Deposits between CHF 50,001 and CHF 1,000,000 earn a 1.5% interest rate. (Starting October 1st 2023)
Domestic & International Payments
Alpian offers incoming and outgoing payments in its native currencies (CHF, EUR, GBP, USD) free of charge. We provide exceptionally competitive rates for outgoing payments in the other 19 currencies it supports. QR Payment is available for those looking to pay bills quickly and efficiently.
Debit Card
Each Alpian client is provisioned an exclusive metal debit card, which enables you to withdraw money, purchase without cash, and shop online round the clock – in more than 200 countries all over the world. The Alpian debit card supports numerous innovative features, including:
- In-app controls (ex: Freeze & Reorder Card, Change Limits, Show Card Details, Etc.)
- Multi-currency settlement in CHF, EUR, GBP, and USD. In all other currencies, the Visa foreign exchange rate is applied.
- In-app 3DS verification
- Contactless Payments
Alpian is a principal issuing partner of Visa.
Foreign Exchange
Alpian offers instant foreign exchange capabilities between its native currencies (CHF, EUR, GBP, USD) at industry leading rates. The rates offered are real time, and there are no hidden or additional fees applied for foreign exchange transactions.