Our fees explained
The real problem with fees isn’t that they exist. The problem is that they are not always transparent. Our solution isn’t to ban fees. Instead, we built a digital-first banking model that puts less pressure on fees.
Alpian offering | Other Banks |
---|---|
Access to advisors | Usually from CHF 100'000 or 250'000 of Assets |
Multi-currency account (4 currencies in 1 account) | Usually CHF 3 per month (low average) |
Foreign exchange Margin at 0.20% | Usually between 1%-2% |
Visa Metal Debit Card | Usually CHF 50 per year |
0.20% foreign exchange margin on card payments in EUR, USD, GBP | Usually card provider foreign exchange margin (more than 2%) |
The transparent cost of Alpian’s products and services
Every Alpian user is different and our fees reflect just that. Whether you’re a low or high-frequency user, Alpian helps you save money on fees over time. Discover our transparent breakdown of costs below.
(1 year period scenario) | Alpian | Other Banks* |
---|---|---|
One current account | Included in Alpian fee | CHF 3 per month |
Visa Debit card | Included in Alpian fee | CHF 50 per year |
Foreign exchange transactions for 30'000 CHF | CHF 60 (0.20% fee) | CHF 450 (based on 1.5% fee) |
Alpian fee1 | CHF 45 per quarter | - |
Total | CHF 240 per year | CHF 536 per year |
Savings for Alpian Customer
CHF 296 per year
CHF 74 per quarter
*This is an example. Please check with your current bank if you would like to compare prices and/fees.
1The Alpian fee of 45 CHF might be reduced or waived depending on the size of the account.
1The Alpian fee of 45 CHF might be reduced or waived depending on the size of the account.
(1 year period scenario) | Alpian | Other Banks* |
---|---|---|
Three current accounts | Included in Alpian fee | CHF 9 per month |
Visa Debit card | Included in Alpian fee | CHF 50 per year |
Foreign exchange transactions for 50'000 CHF | CHF 100 (0.20% fee) | CHF 750 (based on 1.5% fee) |
Alpian fee1 | CHF 45 per quarter | - |
Total | CHF 280 per year | CHF 908 per year |
Savings for Alpian Customer
CHF 628 per year
CHF 157 per quarter
*This is an example. Please check with your current bank if you would like to compare prices and/fees.
1The Alpian fee of 45 CHF might be reduced or waived depending on the size of the account.
1The Alpian fee of 45 CHF might be reduced or waived depending on the size of the account.
(1 year period scenario) | Alpian | Other Banks* |
---|---|---|
Four current accounts | Included in Alpian fee | CHF 12 per month |
Visa Debit card | Included in Alpian fee | CHF 50 per year |
Foreign exchange transactions for 100'000 CHF | CHF 200 (0.20% fee) | CHF 1'500 (based on 1.5% fee) |
Alpian fee1 | CHF 45 per quarter | - |
Total | CHF 380 per year | CHF 1'694 per year |
Savings for Alpian Customer
CHF 1'314 per year
CHF 328.50 per quarter
*This is an example. Please check with your current bank if you would like to compare prices and/fees.
1The Alpian fee of 45 CHF might be reduced or waived depending on the size of the account.
1The Alpian fee of 45 CHF might be reduced or waived depending on the size of the account.
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