Our fees explained

The real problem with fees isn’t that they exist. The problem is that they are not always transparent. Our solution isn’t to ban fees. Instead, we built a digital-first banking model that puts less pressure on fees.

Alpian offeringOther Banks
Access to advisorsUsually from 100'000 CHF or 250'000 of Assets
Multi-currency account (4 currencies in 1 account)Usually 3 CHF per month (low average)
Foreign exchange Margin at 0.20%Usually between 1%-2%
Visa Metal Debit CardUsually 50 CHF per year
Card payments abroad without extra commissionUsually a commission in percentage or fix fee
0.20% foreign exchange margin on card payments in EUR, USD, GBPUsually card provider foreign exchange margin (more than 2%)

The transparent cost of Alpian’s products and services

Every Alpian user is different and our fees reflect just that. Whether you’re a low or high-frequency user, Alpian helps you save money on fees over time. Discover our transparent breakdown of costs below.


(1 year period scenario)AlpianOther Banks*
One current accountIncluded in Alpian feeCHF 3.00 per month
Visa Debit cardIncluded in Alpian feeCHF 50.00 per year
Foreign exchange transactions for 30'000 CHFCHF 60 (0.20% fee)CHF 450.00 (based on 1.5% fee)
Card payments (EUR,USD,GBP) for a total of 10'000 CHFCHF 20 (0.20% fee)CHF 150 (based on 1.5% fee)
Alpian fee1CHF 90.00 per quarter-
TotalCHF 440.00 per yearCHF 686.00 per year
Savings for Alpian Customer
CHF 246.00 per year
check
CHF 61.50 per quarter
check
*This is an example. Please check with your current bank if you would like to compare prices and/fees.
1The Alpian fee of 90 CHF may be is adjusted down on opening an investment account.
(1 year period scenario)AlpianOther Banks*
One current accountIncluded in Alpian feeCHF 3.00 per month
Visa Debit cardIncluded in Alpian feeCHF 50.00 per year
Foreign exchange transactions for 30'000 CHFCHF 60 (0.20% fee)CHF 450.00 (based on 1.5% fee)
Card payments (EUR,USD,GBP) for a total of 10'000 CHFCHF 20 (0.20% fee)CHF 150 (based on 1.5% fee)
Alpian fee1CHF 90.00 per quarter-
TotalCHF 440.00 per yearCHF 686.00 per year
Savings for Alpian Customer
CHF 246.00 per year
check
CHF 61.50 per quarter
check
*This is an example. Please check with your current bank if you would like to compare prices and/fees.
1The Alpian fee of 90 CHF may be is adjusted down on opening an investment account.
(1 year period scenario)AlpianOther Banks*
One current accountIncluded in Alpian feeCHF 3.00 per month
Visa Debit cardIncluded in Alpian feeCHF 50.00 per year
Foreign exchange transactions for 30'000 CHFCHF 60 (0.20% fee)CHF 450.00 (based on 1.5% fee)
Card payments (EUR,USD,GBP) for a total of 10'000 CHFCHF 20 (0.20% fee)CHF 150 (based on 1.5% fee)
Alpian fee1CHF 90.00 per quarter-
TotalCHF 440.00 per yearCHF 686.00 per year
Savings for Alpian Customer
CHF 246.00 per year
check
CHF 61.50 per quarter
check
*This is an example. Please check with your current bank if you would like to compare prices and/fees.
1The Alpian fee of 90 CHF may be is adjusted down on opening an investment account.
The information provided herein constitutes marketing material. It is not investment advice or otherwise based on a consideration of the personal circumstances of the addressee nor is it the result of objective or independent research. The information provided is not legally binding and does not constitute an offering or solicitation to enter into any type of financial transaction. Nothing contained in this article constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the laws of such jurisdiction. Alpian S.A. makes no warranty as to the content, timeliness or the exhaustiveness of the information and therefore disclaims any and all liability for any loss that may occur as a result of using the information. For distribution in Switzerland only. Before making an investment decision, investors should therefore seek independent advice, taking into account their individual circumstances. We therefore recommend consulting your financial and/or tax advisor about potential tax implications or other consequences before investing in any of the products or services mentioned in this document. Potential investors should note that past performance is not necessarily indicative of future results. This document may not be reproduced in whole or in part without the written permission of Alpian S.A.. Copyright © 2022 Alpian S.A.. All rights reserved. The content is prepared and owned by Alpian S.A. Registered address at 17 chemin des Crêts, 1209 Geneva, under the supervision of the Swiss Financial Market Supervisory Authority (FINMA).
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